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As a service provider for Franklin Templeton Bank & Trust, F.S.B., Franklin
Capital Corporation is providing you a copy of their Privacy Statement.
Franklin Templeton Bank & Trust, F.S.B. Privacy Statement
We Take Our Commitment to Your Privacy Seriously
We all want to feel safe about the personal information we give to financial
institutions. That’s why Franklin Templeton Bank & Trust, F.S.B. is committed to
safeguarding information provided to us by our individual customers.
Please take a few minutes to read about how we protect the confidentiality of
non-public personal information.
Who We Are and How Our Privacy Policy Serves to Protect You
Franklin Templeton Bank & Trust, F.S.B., is a federal thrift offering banking,
trust, and custodial products and services. It is a part of Franklin Templeton
Investments, a global investment management organization comprising the various
subsidiaries of Franklin Resources, Inc.
Franklin Templeton Bank & Trust does not sell non-public personal information of
individuals and does not share it outside of Franklin Templeton Investments
except as permitted by law. Our privacy statement, detailed below, describes the
steps we take to protect each individual’s information and explains when
non-public personal information about current or former customers may be shared
with other parties.
What Type of Information Do We Collect?
When you, as an individual, become a customer of Franklin Templeton Bank & Trust,
you provide us with your non-public personal information. We collect and use
this information to service your accounts and respond to your requests. The
non-public personal information we collect falls into the following four
categories:
- Information we receive from you on applications or other forms, whether we
receive the form in writing or electronically. For example, this information
will include your name, address, tax identification number, birth date,
beneficiary designation and income.
- Information about your transactions and account history with us, or with other
companies that are part of Franklin Templeton Investments. This category also
includes your communications to us concerning your accounts/loans.
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Information regarding your creditworthiness and credit history received from a
credit reporting agency.
- Information from outside sources regarding their employment, credit or other
relationships with you.
Disclosure Policy
Within Franklin Templeton Investments
To better service your accounts and process transactions or services you’ve
requested, we may share non-public personal information with other companies
within Franklin Templeton Investments. From time to time we may also need to
send you information about products/services offered by other Franklin Templeton
Investments’ companies although we will not share your non-public personal
information with these companies without first offering you the opportunity to
prevent that sharing.
Outside of Franklin Templeton Investments
We will only share non-public personal information with outside parties in the
limited circumstances permitted by law. Below are some examples of third parties
to whom we may disclose non-public personal information. While these examples do
not cover every situation permitted under the law, we hope they help you
understand how your information may be shared. We may share non-public customer
information:
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With companies that work on our behalf to service your accounts, or to provide
services or process transactions you’ve requested. For example, we may use
companies to assist us with mailing statements, processing checks, or providing
online transaction or account maintenance capabilities.
-
With third parties whom you have authorized us to share information with.
- When permitted or required by law, such as in response to a subpoena or other
legal process.
Additionally, we may disclose non-public personal information from your
application form or information about your account history/transactions with us
to companies that perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements. We will ensure that
any outside companies working on our behalf, or with whom we have joint
marketing agreements, are under contractual obligations to protect the
confidentiality of your information, and to use it only to provide the services
we’ve asked them to perform.
Confidentiality and Security
Our employees are required to follow procedures with respect to maintaining the
confidentiality of customer information. Additionally, we maintain physical,
electronic and procedural safeguards to protect our customer’s non-public
information. These include performing ongoing evaluations of our systems
containing customer information and making changes when appropriate.
We’ll Update You Annually
We will send you notice of our privacy policy annually for as long as you
maintain an ongoing relationship with us. Periodically, we may revise our
privacy policy, and will provide you with a revised policy if the changes
materially alter the previous privacy policy. We will not, however, revise our
privacy policy to permit the sharing of non-public information other than as
described in this notice unless we first notify you and provide you with an
opportunity to prevent the information sharing. You may call us at
1-877/664-4286 if you have further questions or to request an additional copy of
our privacy notice.
If you are a customer living in Texas:
Franklin Capital Corporation, one of our affiliates who may service your account
on our behalf is licensed and examined under the laws of the State of Texas and
by state law is subject to regulatory oversight by the Office of Consumer Credit
Commissioner. Any consumer wishing to file a complaint against Franklin Capital
Corporation should contact the Office of Consumer Credit Commissioner through
one of the means indicated below:
In Person or U.S. Mail:
2601 North Lamar
Boulevard
Austin, Texas 78705-4207.
Telephone No.: (800) 538- 1579.
Fax No.: (512)
936-7610.
E-mail:
consumer.complaints@occc.state.tx.us
Website:
Office Of Consumer Credit Commissioner
We Take Our Commitment to Your Privacy Seriously:
We all want to feel safe about the personal information we give to financial
institutions. That’s why Franklin Templeton Bank & Trust, F.S.B. is committed to
safeguarding information provided to us by our individual customers.
Please take a few minutes to read about how we protect the confidentiality of
non-public personal information.
Franklin Templeton Bank & Trust, F.S.B.
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